INVESTOR RELATIONS

JPMorgan Chase, Bank One complete merger

Jul 1, 2004
JPMorgan Chase, Bank One complete mergerNew York and Chicago, July 1, 2004 - J.P. Morgan Chase & Co. (NYSE:JPM) and Bank One Corporation today completed the merger of their holding companies, effective 12:01 a.m. July 1, 2004. The combined company will be known as J.P. Morgan Chase & Co.

Bank One stockholders will receive 1.32 shares of JPMorgan Chase common stock for each share of Bank One common stock. JPMorgan Chase stock will continue to trade on the New York Stock Exchange under the ticker symbol JPM; Bank One stock traded for the last time June 30, 2004.

J.P. Morgan Chase & Co. is a leading global financial services firm with assets of $1.1 trillion and operations in more than 50 countries. The firm is a leader in investment banking, financial services for consumers and businesses, financial transaction processing, asset and wealth management, and private equity. A component of the Dow Jones Industrial Average, J.P. Morgan Chase & Co. has its corporate headquarters in New York and its U.S. retail financial services and commercial banking headquarters in Chicago. Under the JPMorgan, Chase and Bank One brands, the firm serves millions of consumers in the United States and many of the world's most prominent corporate, institutional and government clients. Information about the firm is available on the Internet at www.jpmorganchase.com.

Contact Information

For help as a customer or client:

For shareholder and fixed income assistance,
please contact

Investor Relations
JPMorgan Chase & Co.
277 Park Avenue
New York, NY 10172-0003
212-270-2479
JPMCinvestorrelations@jpmchase.com

Stock Trade Information

Stock Transfer Agent:
Computershare

By regular mail:
Computershare
P.O. Box 505000
Louisville, KY, 40233

By overnight delivery:
462 South 4th Street
Suite 1600
Louisville, KY, 40202
800-758-4651 (toll free)
201-680-6862 (international)
www.computershare.com