INVESTOR RELATIONS

NBD Bank Becomes Bank One In Michigan

May 17, 1999
DETROIT, May 17, 1999-A new sign - really, about 340 new signs -- directs consumers to the most personal bank in Michigan today as NBD Bank changes its name to Bank One.

Across the Lower Peninsula, the medium blue, white and gray Bank One signs lead consumers and businesses to the bank that offers expanded services and enhanced products to meet their needs, said Walter C. Watkins Jr., president of Bank One, Michigan.

"We are joining two great banks to create Bank One, which is a leading, respected and world-class provider of financial services to consumers and businesses in Michigan, across the United States and in international markets," Watkins said. "The same people who served NBD customers will continue to provide them superior products and services."

Customers may bank as they always have. They may continue to use NBD checks until they run out and their current ATM cards until the cards are replaced. But customers also can take advantage of new services like a comprehensive Internet site (www.bankone.com), which gives customers direct access to their accounts without needing special software. Bank One's online banking service is one of the most complete Internet banking services available, offering bill payment, bill presentment and financial information options in addition to full-service banking.

Bank One's Michigan customers also have free access to the second largest ATM network in the United States with 4,000 machines in 14 states. In Michigan, the Bank One ATM network includes nearly 600 machines at banking centers and other locations.

Bank One also offers speedy access to loans by telephone to consumers and business customers, a highly rated family of 48 mutual funds and a consumer credit card that carries one of the best interest rates in the nation.

Bank One will continue NBD Bank's tradition of supporting the community, Watkins said. The support includes contributions to non-profit organizations, sponsoring and encouraging volunteer efforts by employees and providing leadership of civic and charitable organizations.

"Last year, the bank made more than $9 million in grants and other contributions to non-profit organizations in Michigan," Watkins said. "As Bank One, we plan to do even more in 1999."

Customers may visit any of the 280 banking centers in Michigan or call 1-800-225-5623 for information about their accounts or other Bank One products and services.

BANK ONE CORPORATION (NYSE:ONE), headquartered in Chicago, is the nation's fifth largest bank holding company, with assets of more than $250 billion. BANK ONE offers a full range of financial services to commercial and business customers and consumers. It is one of the nation's largest credit card lenders, the second-largest bank-owned finance company, the third-largest bank lender to small businesses, and one of the top 25 managers of mutual funds. A leader in the retail market, Bank One operates about 2,000 banking centers and a nationwide network of ATMs. In addition, it is a major commercial bank in the United States and in selected international markets. Information about BANK ONE can be accessed on the Internet at www.bankone.com and www.investquest.com or through fax-on-demand at 614-844-3860.

Contact Information

For help as a customer or client:

For shareholder and fixed income assistance,
including requests for printed materials, please contact

Investor Relations
JPMorgan Chase & Co.
277 Park Avenue
New York, NY 10172-0003
212-270-2479
JPMCinvestorrelations@jpmchase.com

For ADA-related inquiries, please contact
JPMCinvestorrelations@jpmchase.com with the subject line
"ADA inquiry"

Stock Trade Information

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